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Too little money makes people desperate; too much money makes people greedy Aristotle In order to retire well, without worrying about running out of money, you must figure out how much you really need. The financial industry people will tell you a lot of stuff, but we must remember that they increase their profits by selling more financial products. life insurance and a range of other products. In many instances you will be asked to save as much as possible for as long as possible regardless of how much you need. But only you can answer that what kind of lifestyle do you want. There is a cool story that illustrates this. A few years ago, a very rich businessman decides to take a vacation to a small tropical island in the South Pacific. He has worked hard all his life and has decided that...

Who do you know that takes full responsibility for all their feelings and behaviours. What would your life look like if you quit blaming others for what you feel and what happens to you. What would your life be like if you decided that your life was yours and you could consciously create it any way you wanted to. Research findings by social scientists and psychologists have demonstrated that the belief systems of individuals have a profound effect on health, the mind, and success. Cancer patients who believe that they can heal their bodies are much more likely to go into re-mission, students who believe that they can do well in school will do well, and people who believe they can succeed in business will succeed. In other words, They can because they think they can. Beliefs are...

Dementia is a debilitating disease that not only effects the person afflicted with it but the entire family. Dementia is a progressive disease that over a period of years eventually robs a person of their ability to recognize family members or take care of themselves and their daily needs. Alzheimers is only one form of dementia and is the best known. Studies have indicated that 5 of people over the age of 65 and 20 of those people over the age of 80 will suffer from dementia. There doesn t seem to be any scientific evidence that indicates that old-age dementia is suffered on a generational basis by way of genetics. Dementia is brought about by aging through the destruction of nerve cells in the brain. As each of us ages we all have some naturally occurring loss of nerves cells by when...

Caffeine addiction is the same as any other addiction. This is because caffeine is a powerful drug and giving it up successfully requires dedication, planning and organisation. Caffeine is found in coffee, tea, cola, chocolate as well as common medications for headaches and menstrual cramps. One of the most common reasons people have caffeine is for an energy boost. However, the manner in which caffeine works by stimulating the adrenal gland to release adrenalin for an instant pick-up means that over time, caffeine has the opposite effect. It gradually wears out your body and cells and leads to chronic tiredness and depletion of the adrenal glands. If you have been consuming more than three to four cups of coffee 250-500mg caffeine per day, then chances are you will have caffeine...

Plantar faciitis and heel pain causes are related to several possible reasons. Plantar faciitis is the tearing and subsequent inflammation of the plantar fascia ligaments on the bottom of the foot, which in turn causes foot pain. Or when repeated stress and strain occur on the heel bone and surrounding soft tissue, the body tries to protect itself by forming a bone spur. Plantar faciitis pain is often felt at the front part of the heel on the bottom of the foot. The pain spreads along the bottom of the foot towards the toes. If the ligaments of the foot bottom have tightened up overnight due to inflammation, putting your weight on your foot to walk as you get out of bed in the morning becomes painful. The foot area that is tight is stretched as you put your weight on your foot, which...